Enjoy your rug and say yes with confidence
Pay at your own pace With Affirm, you can choose from smarter payment options - like 4 interest-free payments or monthly payments.
Prequalify now
Keep it simple with Pay in 4
For example, an $800 purchase could be split into 4 interest-free payments of $200 every 2 weeks.
1. Fill your cart
When you’re done shopping, select Affirm at checkout.
2. Choose how to pay
Enter a few pieces of info for a real time decision.
3. Pay over time
Make 4 payments every 2 weeks at affirm.com or in the Affirm app. You’ll get email and text reminders.
Just select affirm at checkout
Buy with confidence
When you pay with Affirm, you always know exactly what you'll owe and when you'll be done paying. You’ll never pay late fees or hidden fees of any kind.
Transparent
Affirm tells you the total amount you’ll pay up front. That number will never go up.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.
FAQs
Can I pay off my purchase early?
Yes, there’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit?
No, your credit won’t be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it’s considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.